New India Yuva Bharat Health Policy

New India Yuva Bharat Health Policy is a comprehensive health insurance plan specially designed for young individuals and families. The policy offers extensive hospitalization coverage, high sum insured options, restoration benefits, AYUSH coverage, and wellness-related features at affordable premiums. :contentReference[oaicite:0]{index=0}

Key Features

• Designed for Young Adults and Families.
• Available in Base, Gold and Platinum Variants.
• Sum Insured up to ₹1 Crore.
• Individual and Family Floater Options.
• Cashless Hospitalization Facility.
• Automatic Reinstatement of Sum Insured.
• Coverage for AYUSH Treatments.
• New Born Baby Coverage.
• Shared Accommodation Benefit.
• Lifelong Renewal Available.

Eligibility

Sum Insured Options

• ₹5 Lakhs
• ₹10 Lakhs
• ₹15 Lakhs
• ₹25 Lakhs
• ₹50 Lakhs
• ₹75 Lakhs
• ₹1 Crore

Coverage Benefits

• In-Patient Hospitalization Expenses.
• Pre-Hospitalization Expenses.
• Post-Hospitalization Expenses.
• Day Care Procedures.
• ICU and Room Rent Coverage.
• Organ Donor Expenses.
• Modern Treatments Coverage.
• AYUSH Treatment Coverage.
• Emergency Ambulance Expenses.

Reinstatement Benefit

If the Sum Insured is completely exhausted during the policy period, the policy provides a one-time reinstatement of the Sum Insured for subsequent unrelated illnesses or injuries. :contentReference[oaicite:1]{index=1}

Medical Second Opinion

Consultation expenses for obtaining a second medical opinion for specified critical illnesses are covered up to policy limits based on the selected Sum Insured. :contentReference[oaicite:2]{index=2}

New Born Baby Coverage

Hospitalization expenses for a newborn baby are covered from the date of birth until policy expiry within the mother's Sum Insured, subject to policy conditions. :contentReference[oaicite:3]{index=3}

Shared Accommodation Benefit

AYUSH Coverage

In-patient treatment expenses under Ayurveda, Yoga, Naturopathy, Unani, Siddha and Homeopathy are covered up to 100% of the Sum Insured. :contentReference[oaicite:4]{index=4}

Waiting Period

Special Advantages

• High Coverage up to ₹1 Crore.
• Designed specifically for younger age groups.
• Restoration of Sum Insured.
• New Born Baby Benefit.
• Medical Second Opinion Benefit.
• Shared Room Cash Benefit.
• Family Floater Option Available.

Why Choose Yuva Bharat Health Policy?

• Affordable premium for young individuals.
• High sum insured options.
• Comprehensive hospitalization coverage.
• Modern treatment and AYUSH benefits.
• Suitable for long-term health protection.

Disclaimer

The above information is for general reference only. Benefits, exclusions, waiting periods, premium rates and policy conditions are subject to the latest policy wording issued by New India Assurance.